Types of Financial Aid

There are many different programs available to assist families in meeting the cost of higher education.

Although every family’s resources may be different, a financial aid offer will be provided if a FAFSA is filed. Based on individual eligibility, the offer may consist of federal student loans only or a combination of other funds such as grants, scholarships, NYS aid, loans and/or federal work-study.

Scholarships & Grants

Federal Student Loan Programs


Federal Work-Study (Part-time jobs)

Students who are enrolled for at least six credit hours per semester in a degree-granting program. Students must maintain a GPA of 2.0.
A percentage of college Work- Study funds must be allocated to community service projects.

The hourly pay rate follows the general New York State Minimum Wage and students receive a biweekly paycheck for hours worked.

Eligibility is determined each year according to the individual student’s financial need and the level of funding available.

Students must submit a FAFSA and complete the HVCC Federal Work Study Application.

Alternative Loans

An alternative loan is a personal loan from a private lender for educational expenses. Most alternative loans are deferrable until you graduate, however, some may require you to pay interest while you are attending school.

Alternative loans exist as an additional means to pay for your college education, often used as a supplement to an existing financial aid package. Some alternative loans can be used to pay for prior balances up to one year old. If you fall into unsatisfactory academic progress, you also may apply for certain alternative loans to help until you get back into
good academic progress and receive federal financial aid again.

Please visit the Financial Aid Loans & Scholarships page for more information.

Get in Touch

Mastrangelo Financial Aid Center
Guenther Enrollment Services Center, Room 110

FAFSA School Code: 002868
NYS TAP Code: 2080

Fax: (518) 629-7479

Office Hours: Monday – Friday, 8 a.m. – 5 p.m.
Summer 2023 Hours (May 22 - July 28): Monday – Thursday, 8 a.m. – 4 p.m.; Friday, Closed